Insurance & Financing - St. Charles, IL

Smile Brighter with Affordable Care

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Your Oral Health is Our Priority

At Envision a Smile Dentistry, we understand the importance of investing in your dental care for your overall health and well-being. We believe that financial limitations should never prevent anyone from achieving their dream smile. That’s why we’ve partnered with multiple insurance companies and third-party providers to offer affordable dental treatments to our patients. One common dental financing option we provide is dental implant financing, which enables patients to afford complex surgeries like dental implants for less. We don’t just talk about affordable dentistry, we practice it. Our commitment to accessible dental care means that we prioritize our patient’s needs and work to provide the best possible care at an affordable cost. Invest in your smile and your overall health by scheduling an appointment with us today!

dental family smiling

Our Payment and Financing Options


Cash, Check, or Credit Card

Depending on the procedure, we accept cash, check, and credit card as treatment payments. Contact our dental team to find out if your treatment qualifies for either of these options.


Dental Insurance

We work with most major dental insurance providers such as Delta Dental, Humana, and Cigna. Our insurance coordinator will work with you and your insurance to maximize your benefits and get the best price for you and your family.



We know that dental treatments can be costly, but we believe that financial constraints should never come in the way of receiving the dental care you need. That's why we recommend CareCredit, a healthcare credit card designed to make dental procedures more affordable and stress-free for our patients. CareCredit dentistry provides an excellent option for those looking for dental financing, especially for cosmetic dentistry treatments and procedures not covered by dental insurance. With CareCredit dental financing, qualifying patients can enjoy interest-free short-term payment options, making it easier to manage the cost of their dental treatments. For more significant procedures that require extended payment plans, CareCredit Dental offers fixed monthly payments with low-interest rates that fit your budget. We are proud to partner with CareCredit to make dental care more accessible and affordable for our patients. Don't let financial concerns keep you from getting the dental care you need. Go to or call 1-800-677-0718 for more information.


Proceed Finance

Proceed Finance provides patients with the option of flexible dental financing up to $70,000, offering competitive interest rates and extended repayment terms. Our goal is to enable patients to receive the dental care they require, regardless of their credit scores. We are committed to providing affordable dental financing solutions to all patients to maintain their oral health. For further details, visit or call 844-272-7587 for more information.



LendingClub, a company acknowledged by reputable sources such as Inc. magazine and The New York Times, has simplified the process of paying for dental care. With over 3 million members, LendingClub provides options for financing medical treatments, including dental implants dental implants, through a straightforward application process that can be completed on your phone within minutes. You can choose the interest rate, loan term, and payment options that align with your budget and have the funds deposited directly into your account at a lower annual percentage rate (APR). With LendingClub, you can access affordable rates for dental financing. To learn more about LendingClub's services, or call 1-888-596-3157 for more information.



Looking for a convenient and straightforward way to finance your dental treatment? Look no further than Ally! Our mission is to help you achieve optimal dental health and wellness without the financial burden that often accompanies such treatments. With our easy-to-navigate website and flexible payment options, including fixed APR and installment payments, Ally makes it possible for you to access affordable dental care when you need it most. Whether you're in need of a routine checkup or a more complex dental procedure, Ally has you covered. Trust us to make your dental financing experience as simple and stress-free as possible! Visit or call 1-888-925-2559 to learn more about our dental financing programs and how we can help you achieve a healthier, more radiant smile.

coordianator with patient discussing financingoptions available

No Insurance, No Problem!

We believe that affordable dental care should be available to everyone. Your dental hygiene & the pride you take in your smile should never be diminished because you do not have insurance.

Starting at less than $1/day, an individual can enroll in an annual membership to receive their biannual preventive hygiene appointments at no cost. Additionally, all services not fully covered by the premium will be offered at a co-pay that is far less than the usual customary fees.

Join Our Membership Program!

Affordable Dental Coverage Starting at Less Than $1/day

* Monthly payment plan is available to patients providing direct deposit or credit card access.

Don’t Let Financial Costs Hold You Back.

Schedule an appointment with us to learn about your financing options!